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The company was founded by brothers John, Paul (died 2014), and William Amos in Columbus, Georgia, in 1955, as American Family Life Insurance Company of Columbus.

In 1964, the company name was changed to American Family Life Assurance Company of Columbus.

The company also offers human resources services for HIPAA and COBRA.

From 1979 to 1997, the company owned several television stations, most of them in small and medium markets.

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New York State does not allow stand-alone cancer policies.

In 1997, AFLAC spent 5,000 on lobbyists and campaign contributions to change the law.

Since December 1999, the company's identity and brand has become more widely recognized in the United States as the result of TV commercials featuring the Aflac Duck, who frustratedly quacks the company's name to unsuspecting prospective policy holders.

The duck concept and all of the commercials to date have been created by Kaplan Thaler Group, an advertising agency based in New York City.